Call 913.438.1112 or contact us online to schedule your free initial consultation with an understanding bankruptcy lawyer.

Bankruptcy

        The bankruptcy attorneys at Walden & Pfannenstiel are proud to represent clients filing for Chapter 7 or Chapter 13 bankruptcy. Bankruptcy is a federal legal remedy that allows people who complete their bankruptcy cases to leave with little or no debt and retain their exempt property. Our clients are able to experience life after bankruptcy where they are not burdened with excessive debt.  Remember you are not alone – over 1 million people file for bankruptcy each year.

Client Focused Bankruptcy Attorneys

        Our bankruptcy attorneys are not here to judge you.  We believe our bankruptcy clients are strong and courageous, because they choose to handle their financial problems. They are dedicated, because they are truthful about their situations, assets, and debts. They are honorable, since they perform all the obligations required of them by law before and during their cases.  

The stress and helplessness that accompany overwhelming financial situations are not lost on the attorneys at Walden & Pfannenstiel. We would enjoy the opportunity to maximize your rights under the Bankruptcy Code.  

        We understand that no one wants to file for bankruptcy, but sometimes circumstances occur that are out of our control. You may currently be laid-off, suffering a medical condition, facing foreclosure, or even a victim of identity theft. No matter the cause, allow us to put an end to harassing creditor calls and assist you in remedying the situation. The automatic stay in your bankruptcy case will stop all collection actions by creditors.  This includes garnishments, foreclosures, car repossessions, and court actions filed by creditors.  

Bankruptcy May Be Your Best Option

        Before you cash-out a retirement account, take out a home equity line of credit, or reverse mortgage, please look into your options under the bankruptcy code.  You may be turning an exempt asset into non-dischargeable debt.  

         You may have entered a debt management plan in an attempt to payback your creditors and realize you will not be able to keep up with the payments.  Allow our bankruptcy lawyers to help you explore your options under Chapter 7 or Chapter 13 of the bankruptcy code and determine the right course of action for you at this moment in your life.
 
          If you are considering other debt relief options, such as debt management services and live in Kansas, The State of Kansas, Office of the State Bank Commissioner has a List of Approved Registered Credit Services Organizations.  These are the only organizations that are authorized to engage in debt management services with Kansas residents.  Missouri residents need to search for debt management companies through the National Foundation of Credit Counseling.

Choosing Your Bankruptcy Attorney

        You may contact us for your free bankruptcy consultation. Bankruptcy might be the option for you and your family to relieve financial stress and improve your home life and relationships. 

       Bankruptcy is a vastly complicated area of law. You should keep this in mind when choosing an attorney to represent you. Your attorney must be someone you are comfortable sharing your experience with, she should instill confidence in you, and be familiar with all federal and local bankruptcy rules and the myriad of terms.

        While no two cases are exactly alike, there is a general Chapter 7 Bankruptcy Timeline and Chapter 13 Bankruptcy Timeline that must be followed and DOs and DON'Ts of Bankruptcy, which you must be aware.

        The bankruptcy attorneys at Walden & Pfannenstiel not only have the practiced knowledge to help you file your bankruptcy case, but a familiarity with the local courts that can only come from experience. As such, we are able to keep you well informed throughout the bankruptcy process.  Required disclosures mandated by law may provide you with further information.